Hello Peter. My name is Dr. John Palazzini and I have been royally fucked by WaMu. Formerly a Providian Bank customer, I had 2 credit cards which WaMu took over when they bought them. I was told that if I waited a bit, I would receive two new cards from WaMu to replace them, and that I should just be patient. Well, I stopped using the cards and waited for the new cards as directed. In late Septmeber, I did recieve the two new Platinum WaMu cards to replace the providian cards. A few weeks ago, as I was getting ready to use them to buy Christmas gifts, I received a letter in the mail from WaMu informing me that because I hadn't used the cards in a while, they cancelled the cards and would be informing the 3 credit reporting agencies of this action. No warning. No phone call. Nothing at all. I called customer service only to receive the typical bullshit story about how they have the right to do that and its written in that huge, small-print document that no one reads anyway. So now, my credit raitng has dropped as a result of absolutely nothing I did wrong. They suck!!!!

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